Category: Destin FL Mortgage

At Fidelity Home Group, we are Destin Florida mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Destin is a city in northwest Florida, in the area known as the Panhandle. It’s known for its Gulf of Mexico beaches and many golf courses, as well as the Destin Harbor Boardwalk. Nature trails pass through the dunes of Henderson Beach State Park in the south, where the coastline is dotted with pine and oak trees sheltering wildlife. To the west are the tall slides, waterfalls and pools of Big Kahuna’s water park

Florida Mortgage | Create Your Perfect Home by Perfecting It After You Purchase

Written by Destin FL Mortgage Mortgage Syndicated User on January 25, 2023. Posted in Destin FL Mortgage, Mortgage Destin FL.

Florida Mortgage | Create Your Perfect Home by Perfecting It After You Purchase To show buyers they can have the home they want without waiting for the perfect home to come onto the market. NMLS ID 1834853 #floridahomebuyers #floridamortgage #homebuyertips

The 3 Factors That Affect Home Affordability

Written by Destin FL Mortgage Mortgage Syndicated User on January 24, 2023. Posted in Destin FL Mortgage, First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates, Mortgage Destin FL, Move-Up Buyers, Pricing.

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:

Want To Sell Your House? Price It Right.

Written by Destin FL Mortgage Mortgage Syndicated User on January 24, 2023. Posted in Destin FL Mortgage, For Sellers, Mortgage Destin FL, Pricing, Selling Myths.

Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains:

What’s Really Happening with Home Prices? [INFOGRAPHIC]

Written by Destin FL Mortgage Mortgage Syndicated User on January 20, 2023. Posted in Destin FL Mortgage, For Sellers, Housing Market Updates, Infographics, Mortgage Destin FL, Pricing.

Pre-Approval in 2023: What You Need To Know

Written by Destin FL Mortgage Mortgage Syndicated User on January 19, 2023. Posted in Destin FL Mortgage, First Time Home Buyers, For Buyers, Mortgage Destin FL, Move-Up Buyers.

One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:

Have Home Values Hit Bottom?

Written by Destin FL Mortgage Mortgage Syndicated User on January 18, 2023. Posted in Destin FL Mortgage, For Buyers, For Sellers, Mortgage Destin FL, Pricing.

Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008.

Think Twice Before Waiting for 3% Mortgage Rates

Written by Destin FL Mortgage Mortgage Syndicated User on January 17, 2023. Posted in Buying Myths, Destin FL Mortgage, First Time Home Buyers, For Buyers, Interest Rates, Mortgage Destin FL, Move-Up Buyers.

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.

What Past Recessions Tell Us About the Housing Market

Written by Destin FL Mortgage Mortgage Syndicated User on January 16, 2023. Posted in Destin FL Mortgage, For Buyers, For Sellers, Housing Market Updates, Mortgage Destin FL.

It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie ahead. As Greg McBride, Chief Financial Analyst at Bankrate, says:

Key Terms To Know When Buying a Home [INFOGRAPHIC]

Written by Destin FL Mortgage Mortgage Syndicated User on January 13, 2023. Posted in Buying Myths, Destin FL Mortgage, Down Payments, First Time Home Buyers, For Buyers, Infographics, Mortgage Destin FL, Move-Up Buyers.

Is It Time To Sell Your Second Home?

Written by Destin FL Mortgage Mortgage Syndicated User on January 12, 2023. Posted in Destin FL Mortgage, For Sellers, Housing Market Updates, Luxury Market, Mortgage Destin FL.

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious.