Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (850) 806-2375
Apply Now

Category: Destin FL Mortgage

At Fidelity Home Group, we are Destin Florida mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Destin is a city in northwest Florida, in the area known as the Panhandle. It’s known for its Gulf of Mexico beaches and many golf courses, as well as the Destin Harbor Boardwalk. Nature trails pass through the dunes of Henderson Beach State Park in the south, where the coastline is dotted with pine and oak trees sheltering wildlife. To the west are the tall slides, waterfalls and pools of Big Kahuna’s water park

What is a Stated Income Mortgage?

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

Unable to show traditional income proof like W-2s or tax returns? A Stated Income Mortgage might be what you need. It lets your credit history and savings speak for your income. You can buy your primary home with as little as 20% down, no income docs required. Plus, things like cash-out funds and gifts [ up to 6% ] can help cover your reserves or down payment. Ready to learn if this fits your situation? Book our Homebuyer Consultation (link in bio). Comment "stated income" if you want help understanding this option! ? Link in profile #StatedIncomeMortgage...

Continue reading

Why More Homeowners Are Giving Up Their Low Mortgage Rate

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, For Sellers, Mortgage Destin FL, Mortgage Rates, Selling Tips.

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember…A great rate won’t make up for a home that no longer works for you. Life changes, and sometimes, your home needs to change with it. And you’re not the only one making that choice.The Lock-In Effect Is Starting To EaseMany homeowners have been frozen in place by something the experts call the lock-in effect. That’s when you...

Continue reading

Running from tax returns? We’ve got a faster way!

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

Running from piles of paperwork? A Profit & Loss mortgages can speed things up—perfect for self-employed buyers wanting a smoother home loan process. Comment ‘no tax returns’ if you’d rather show your P & L Statement or Bank Statements! ? Link in profile #BankStatementMortgage #SelfEmployedHomebuyer #P&LMortgage #MortgageTips #HomeLoanSimplified

Continue reading

The 3 Housing Market Questions Coming Up at Every Gathering This Season

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Affordability, Destin FL Mortgage, For Buyers, For Sellers, Inventory, Mortgage Destin FL.

Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market.1. “Will I even be able to find a home if I want to move?”Yes, more than you could a year or two ago.The number of homes for sale has been rising over the past few years. According to data from Realtor.com, there have been more than one million homes on the market for six straight...

Continue reading

Fidelity Home Group | Searches of “Homes for Sale” Up 20% Since Last Year

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

Searches of “Homes for Sale” Up 20% Since Last Year The market isn’t frozen. Online searches of “homes for sale” are up over 20% since last year. Let’s talk if you want to get your house in front of these buyers. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Continue reading

Bank Statement Mortgages

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

? Self-employed or business owner? Bank Statement Mortgages let you qualify without tax returns or pay stubs. Use your bank statements to prove income and simplify your loan process. Options include 12 or 24-month verifications with low down payments and flexible terms. ? Thinking of buying a home in Florida? Book your Homebuyer Consultation today (link in bio) to learn how this can work for you. Comment “bank statement” if you want help! ? ? Link in profile #FloridaMortgage #SelfEmployedHomebuyer #HomeLoanTips #MortgageSimplified #BankStatementLoans

Continue reading

Florida Jumbo Mortgages

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

? Thinking about buying that dream luxury home in Florida? If your loan needs exceed the usual limits, a Jumbo Mortgage might be just what you need! These loans are tailored for high-priced properties — perfect for beautiful single-family homes, condos, and even investment properties in the Sunshine State. ?? With a credit score of 680+ and down payments starting at 10% for primary residences, they’re more accessible than you might think. Here’s what you should know: • Loan amounts up to $5 million • Flexible down payments for second homes and investments • Options for condominiums and...

Continue reading

How To Find the Best Deal Possible on a Home Right Now

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Buying Tips, Destin FL Mortgage, First-Time Buyers, For Buyers, Mortgage Destin FL.

Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while.Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding homes other buyers overlook.The Opportunity: 1 in 5 Homes Has Had a Price Cut This YearAccording to Realtor.com, about 1 in every 5 listings (20.2%) have dropped their asking price at least once. And while so many things in today’s housing market vary by region, that number is consistent...

Continue reading

Mortgage choices beyond one bank

Written by Destin FL Mortgage Mortgage Syndicated User on . Posted in Destin FL Mortgage, Mortgage Destin FL.

? Why settle for one bank’s loan programs when you can have many options? At Fidelity Home Group, we act as your mortgage advocate, searching across multiple lenders to find loans that truly fit your needs, whether you’re eyeing a downtown Orlando condo or a quiet Panhandle home. Our expert approach means more loan choices, often better rates, and approvals for complex cases like self-employed buyers or unique properties. Let us guide you through Florida’s diverse market with personalized solutions that a single bank just can’t offer. Reach out to see how we can...

Continue reading