Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Written by Destin FL Mortgage Mortgage Syndicated User on June 4, 2025. Posted in Buying Tips, Destin FL Mortgage, First-Time Buyers, For Buyers, Mortgage Destin FL, Mortgage Rates.

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations.Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a...

Fidelity Home Group | Why You’ll Want a Home Inspection

Written by Destin FL Mortgage Mortgage Syndicated User on June 4, 2025. Posted in Destin FL Mortgage, Mortgage Destin FL.

Fidelity Home Group | Why You’ll Want a Home Inspection An inspection is an important part of the homebuying process. And it’s one you don’t want to skip. Let’s connect to talk about other ways to make your offer stand out. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeinspection #fidelityhomegroup

Why Buying Real Estate Is Still the Best Long-Term Investment

Written by Destin FL Mortgage Mortgage Syndicated User on June 3, 2025. Posted in Destin FL Mortgage, Economy, For Buyers, Mortgage Destin FL.

Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now?But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you can make – even now.According to the just-released annual report...

Newly Built Homes May Be Less Expensive Than You Think

Written by Destin FL Mortgage Mortgage Syndicated User on June 2, 2025. Posted in Affordability, Buying Tips, Destin FL Mortgage, First-Time Buyers, For Buyers, Home Prices, Mortgage Destin FL, New Construction.

Do you think a brand-new home means a bigger price tag? Think again.Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in):You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of reach, here’s what you...

Florida Mortgage | Your Home Equity Could Make Moving Possible

Written by Destin FL Mortgage Mortgage Syndicated User on June 2, 2025. Posted in Destin FL Mortgage, Mortgage Destin FL.

Florida Mortgage | Your Home Equity Could Make Moving Possible The average homeowner has $311K worth of equity built up. If you want to find out how much equity you have and how you can use it to fuel your move, contact us and get some options! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity #heloc #heloan #secondmortgage

Florida Mortgage | You Finally Have More Options for Your Move

Written by Destin FL Mortgage Mortgage Syndicated User on May 31, 2025. Posted in Destin FL Mortgage, Mortgage Destin FL.

Florida Mortgage | You Finally Have More Options for Your Move If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. Compared to the last few years, you’ll have more options to choose from during your home search. Contact us if you want to see your buying power in Florida! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #Homebuying #housinginventory Data Sources: https://www.redfin.com/blog/is-now-a-good-time-to-buy-a-house/ https://www.realtor.com/research/data/...

Home Projects That Add the Most Value

Written by Destin FL Mortgage Mortgage Syndicated User on May 30, 2025. Posted in Agent Value, Destin FL Mortgage, Infographics, Mortgage Destin FL, Selling Tips.

Some HighlightsWhether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it.Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs. Connect with a local agent so you know which projects are actually worthwhile.?

Is It Better To Rent or Buy a Home?

Written by Destin FL Mortgage Mortgage Syndicated User on May 29, 2025. Posted in Destin FL Mortgage, First-Time Buyers, For Buyers, Mortgage Destin FL, Rent vs. Buy.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you.But here’s the thing you need to know about renting.While it may feel like a safer bet today – and in some areas might even be less expensive month-to-month than owning – it...

Florida Mortgage | If the Asking Price Isn’t Compelling, It’s Not Selling

Written by Destin FL Mortgage Mortgage Syndicated User on May 29, 2025. Posted in Destin FL Mortgage, Mortgage Destin FL.

Florida Mortgage | If the Asking Price Isn’t Compelling, It’s Not Selling Lately, more people are setting their asking price too high and having to drop it later to try to draw buyers back in. Make sure it’s priced to pull people in, not push them away. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #HomePrices #realestateadvice

The Secret To Selling Your House in Today’s Market

Written by Destin FL Mortgage Mortgage Syndicated User on May 28, 2025. Posted in Agent Value, Destin FL Mortgage, For Sale by Owner, For Sellers, Home Prices, Mortgage Destin FL, Selling Tips.

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices.So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make or break your sale.There’s a Real Price Disconnect...

Category: Mortgage Destin FL