Why a Condo Could Be Your Perfect First Home

Written by Destin FL Mortgage Mortgage Syndicated User on October 14, 2024. Posted in Destin FL Mortgage, For Buyers, Mortgage Destin FL.

If you’re looking to break into homeownership but the price of single-family homes has you second-guessing, you might want to consider a condominium (condo) or townhome. These types of homes often come with a lower barrier to entry – and that can help you start to build equity and enjoy the benefits of owning a home sooner.Since they’re usually smaller than single-family homes, they can be easier on your wallet. While it’s not always the case, smaller square footage usually comes with a smaller price tag too. As a result, according to the latest data from Realtor.com, condos typically...

Florida Mortgage | Home Inspections for Sellers: How To Prepare

Written by Destin FL Mortgage Mortgage Syndicated User on October 13, 2024. Posted in Destin FL Mortgage, Mortgage Destin FL.

Home Inspections for Sellers: How To Prepare | Wondering how to get your house ready for the inspection? You may want to do some select repairs before listing to get ahead. To decide what’s worth tackling, you need expert advice. Let’s chat so you know what to prioritize. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Buying Beats Renting in These Top Cities

Written by Destin FL Mortgage Mortgage Syndicated User on October 11, 2024. Posted in Destin FL Mortgage, For Buyers, Infographics, Mortgage Destin FL, Rent vs. Buy.

Some HighlightsBased on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment.Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to see which option makes the most sense in your area, connect with a local agent.

Florida Mortgage | Buy Now, or Wait?

Written by Destin FL Mortgage Mortgage Syndicated User on October 11, 2024. Posted in Destin FL Mortgage, Mortgage Destin FL.

Buy Now, or Wait? | You may be tempted to wait until mortgage rates come down even more. But here’s what you need to know. If you wait, you’ll have to compete with all those other people when you go to buy your next home. You have a chance to get ahead of the other buyers right now. Let’s connect and make it happen. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

How Much Does It Cost To Sell My House?

Written by Destin FL Mortgage Mortgage Syndicated User on October 10, 2024. Posted in Agent Value, Destin FL Mortgage, For Sellers, Mortgage Destin FL, Selling Tips.

If you’re toying with the idea of selling your house, you’re probably wondering how much it’ll cost. To be honest, the final number will depend on several factors like the offer you accept, if you help with your buyer’s closing costs, how many repairs you tackle, and more.So, to give you a ballpark of what to expect, here’s some information on a few of the expenses you’ll want to be ready for (see graph below):But here’s something that puts those costs into perspective. Most homeowners today have a substantial amount of equity built up in their homes, and that means they stand to make significant...

Two Reasons Why the Housing Market Won’t Crash

Written by Destin FL Mortgage Mortgage Syndicated User on October 9, 2024. Posted in Destin FL Mortgage, Economy, Inventory, Mortgage Destin FL.

You may have heard chatter recently about the economy and talk about a possible recession. It’s no surprise that kind of noise gets some people worried about a housing market crash. Maybe you’re one of them. But here’s the good news – there’s no need to panic. The housing market is not set up for a crash right now.Real estate journalist Michele Lerner says:“A housing market crash happens when home values plummet due to a lack of demand for homes or an oversupply.”With that definition in mind, here are two reasons why this just isn’t on the horizon.1. Demand for Homes Is Higher than SupplyOne...

Why Now’s Not the Time To Take Your House Off the Market

Written by Destin FL Mortgage Mortgage Syndicated User on October 8, 2024. Posted in Destin FL Mortgage, For Sellers, Mortgage Destin FL, Selling Tips.

Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a look at why staying the course could be the smarter move.Other Sellers Are Pulling Back. Should You Hold Off Too?According to recent data from Altos Research, the number of withdrawals is increasing – that means more sellers are opting to pull their listings off the market right now. And this isn’t unusual...

Florida Mortgage | Lower Mortgage Rates Boost Your Buying Power

Written by Destin FL Mortgage Mortgage Syndicated User on October 8, 2024. Posted in Destin FL Mortgage, Mortgage Destin FL.

Lower Mortgage Rates Boost Your Buying Power | As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Now’s the Time To Upgrade to Your Dream Home

Written by Destin FL Mortgage Mortgage Syndicated User on October 7, 2024. Posted in Destin FL Mortgage, Equity, For Sellers, Mortgage Destin FL, Mortgage Rates.

If you’ve been wanting to sell your house and move up to a bigger or nicer home, you’re not alone. A recent Inman survey reveals the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below):But there’s also a good chance you, like many other people, have been holding off on that goal because of recent market challenges. It makes sense – when you’re planning an upgrade that could increase your monthly housing costs, affordability has a huge impact on when you make your move. But there’s good news: now’s actually a great time to make that move happen....

Florida Mortgage | Early Housing Market Forecasts for 2025

Written by Destin FL Mortgage Mortgage Syndicated User on October 6, 2024. Posted in Destin FL Mortgage, Mortgage Destin FL.

Early Housing Market Forecasts for 2025 | Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let’s connect to talk about what this means for your plans to move. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

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